Atome has multiple sources of revenue, but the bulk of our revenue comes from charging brand partners a fee for every transaction processed with Atome. Atome pays our brand partners for the order in full, while giving users time to make their payment over the next few months. Atome offers users the ability to split their payment into 3 months with zero interest, completely free to use.
Atome also has options for users to pay over a longer period of time - for instance, 6 months - for a small processing fee. This helps us to cover operational overheads and other admin costs. All fees are clearly stated in a bill, so users can transact confidently without worry of any hidden charges.