Will I always have to pay a higher down-payment now? 07 August 2025 07:42 Updated Down-payment amounts can change from one transaction to another. It really depends on a few factors, and you may see lower down-payments again in future purchases. Related articles Isn’t Atome supposed to always split my payments equally? Can I lower my down-payment amount? Why is my down-payment higher than usual? Can I pay a higher down-payment for my 6, 9, or 12-month plan? Is there something wrong with my account?