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  1. Atome | Buy Now Pay Later in Singapore, Instalment Payment Solutions
  2. Buy Now Pay Later
  3. Shopping Secure

Shopping Secure

  • Who can apply for this policy?
  • What does the policy cover?
  • How long is the period of insurance?
  • What happens if premium deduction is unsuccessful during the auto-renewal process?
  • Can I purchase multiple policies?
  • Are all purchased items/services covered by this policy?
  • Am I only protected for my purchases made through Atome?
  • What is considered an “online purchase”?
  • How much are my items insured for under this policy?
  • What are the major exclusions under this policy?
  • How do I submit a claim?
  • Can I make a claim if the seller, payment cards issuer/bank or Atome has reimbursed, replaced, refunded or provided me a recourse?
  • What are the supporting documents required prior to claims submission?
  • How long does it take to process a claim?
  • When can I expect to receive the payout for my claim?
  • How do I cancel the policy?
  • What if I have more questions about this policy?